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Albany New York
Contractor Insurance Glossary

Negligence

A tort involving failure to use a degree of care considered reasonable under a given set of circumstances. Acts of either omission or commission, or both, may constitute negligence. The for elements of negligence are duty owed to a plaintiff, a breach of that duty by a defendant, proximate cause, and an injury or damage suffered by the plaintiff. Liability policies are designed to cover claims of negligence.





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Albany Contractors Insurance offered for virtually all NY contractors
Albany County NY Day NY Mariaville Lake NY Schaghticoke NY
Rensselaer County NY Delanson NY Mechanicville NY Schenectady NY
Saratoga County NY Delmar NY Medusa NY Schodack NY
Schenectady County NY Duane Lake NY Menands NY Schuylerville NY
Capital District NY Duanesburg NY Milton NY Scotia NY
  Dunsbach Ferry NY Moreau NY Selkirk NY
Albany NY East Glenville NY Nassau NY Slingerlands NY
Alplaus NY East Greenbush NY New Scotland NY South Glens Falls NY
Altamont NY East Nassau NY Newtonville NY Stephentown NY
Averill Park NY Edinburg NY Niskayuna NY Stillwater NY
Ballston NY Feura Bush NY North Greenbush NY Troy NY
Ballston Lake NY Galway NY Northumberland NY Valley Falls NY
Ballston Spa NY Gansevoort NY Pattersonville-Rotterdam Junction NY Verdoy NY
Berlin NY Glenmont NY Petersburgh NY Victory NY
Berne NY Glenville NY Pittstown NY Vischer Ferry NY
Bethlehem NY Grafton NY Poestenkill NY Voorheesville NY
Boght Corners NY Green Island NY Preston-Potter Hollow NY Waterford NY
Brunswick NY Greenfield NY Princetown NY Watervliet NY
Burnt Hills NY Guilderland NY Providence NY West Milton NY
Castleton-on-Hudson NY Hadley NY Ravena NY West Sand Lake NY
Charlton NY Halfmoon NY Rensselaer NY Westerlo NY
Clifton Park NY Hampton Manor NY Rensselaerville NY Westmere NY
Coeymans NY Hoosick NY Rexford NY Wilton NY
Cohoes NY Hoosick Falls NY Rock City Falls NY Wynantskill NY
Colonie NY Knox NY Rotterdam NY  
Corinth NY Lake Luzerne-Hadley NY Round Lake NY  
Country Knolls NY Latham NY Sand Lake NY  
Crescent NY Loudonville NY Saratoga NY  
Crescent Station NY Malta NY Saratoga Springs NY  


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Contact Name
Company
Address
City
County
Zip
Email
Phone - -
Fax - -
Classification
(i.e. "electrician", "general contractor", etc.)
Tell Us About Your Operations
# Active Owners
# Full-time Field Employees
Contractor License #
# Part-time Field Employees
Work on New Tracts? Yes
No
Work on New Condos, Townhomes, or Apartments? Yes
No
Work Percentage
(Must Equal 100%)
New Commercial Service & Repair
Residential Miscellaneous Industrial
Remodel New Custom Homes
Company Information
Annual Payroll (exclude owners)
$
Annual Gross Receipts
$
Annual Sub Costs
$
Current Insurance Carrier
(If none, enter "none")

My Policy Renews (Current date if not insured)

Month
Year
Provide detailed description of your contracting operations. The more complete the description, the more accurate your quote will be.