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Albany NY General
Contractors Insurance
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Albany New York
General Contractor Insurance
As a general contractor here in Albany New York, you want to make sure that you
understand what the best practices are regarding insurance for general contractors. ContractorsInsuranceAlbanyNY.com
specializes in New York contractors insurance for Metro Albany general contractors.
Our program for general contractors in New York was built on
years of insurance industry expertise, as well as having local roots in Metro Albany.
That perspective allows us unique insight into the special insurance needs of general contractors.
Insurance For General Contractors in Albany New York
We insure the Albany NY general contractor who is an artisan - commercial, residential or light industrial. This category is not designed for the artisan contractor who is actively involved in the construction business. It is not intended for the guy who swings a hammer daily and does general type projects like home improvements and installing a deck.
Insurance underwriters call this category 'paper contractors' in that the General Contractor is subbing the majority if not all of the work out. If you sub more than 40% or so of your business out – this category applies. Many insurance companies that write the artisan or the subs, will not write 'paper contractors' - or GC's. If this is the nature of your business - please call our office to discuss.
Our mission is to put your business in the most affordable of the class codes. While we have a number of companies that write this line of general liability, please let us know if your
operations include a significant portion of work outside of New York, or if there are unique risk characteristics.
We can provide coverage for a general contractor on either a standalone basis, or as part of a package. Generally a general contractor will require a number
of different coverage parts or insurance policies to adequately cover the types of risk and exposure that are inherent to being a general contractor here in Albany NY.
These policies or coverage parts generally include but are not limited to:
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Tell Us About Your Operations
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Work Percentage
(Must Equal 100%)
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Provide detailed description of your contracting
operations. The more complete the description, the more accurate your quote will
be.
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